Hello all, I need to know whether mediclaim is a substitute for ESI or not?????
From India, Hyderabad
Answer is big " NO". The facility available under ESIC - Cash benefit and treatment is not provided by any mediclaim.

S K Bandyopadhyay ( WB, Howrah)
CEO-USD HR Solutions
+91 98310 81531

USD HR Solutions – To Strive towards excellence with effort and integrity

From India, New Delhi
Moreover, which Mediclaim is going to give 90 days leave for ailments? Which insurance company is ready to accept pre existing diseases of employees? Which insurance company will give medical assistance to your father and mother aged over 65 or 75 or even 100 years? ESI Corporation does it. You will get cover even to your existing diseases and even your father aged more than 100 will get the benefits which no other insurance company can really offer.
From India, Kannur
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