Dear All,
My father left his job 11 years ago, and he received his PF amount. Now, he is a businessman and wants to claim Family Pension. He is 54 years old. Does he have to fill Form 10C and apply to avail pension from his previous employer, or is there a different procedure for availing pension? How long does it take to start receiving the pension amount?
Regards,
Ashish
9748094316
ashish_ihm2008@yahoo.com
From India, Calcutta
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11My father left his job 11 years ago, and he received his PF amount. Now, he is a businessman and wants to claim Family Pension. He is 54 years old. Does he have to fill Form 10C and apply to avail pension from his previous employer, or is there a different procedure for availing pension? How long does it take to start receiving the pension amount?
Regards,
Ashish
9748094316
ashish_ihm2008@yahoo.com
From India, Calcutta
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Dear Ashish,
First, you should check whether he has claimed all the accumulations in EPF and EPS. If he retired during 2000, he must have contributed to EPS since November 1995. If he has not claimed and opts for a Scheme Certificate (for both EPF and EPS), he is now eligible for reduced pension. Please check the documents available with you and get back to me.
S. Sethupathy
Excellent HR Services
Erode-1
From India, Selam
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First, you should check whether he has claimed all the accumulations in EPF and EPS. If he retired during 2000, he must have contributed to EPS since November 1995. If he has not claimed and opts for a Scheme Certificate (for both EPF and EPS), he is now eligible for reduced pension. Please check the documents available with you and get back to me.
S. Sethupathy
Excellent HR Services
Erode-1
From India, Selam
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Dear Ashish,
He retired in 1999 and has contributed to EPF until that time. He has claimed his PF but not his pension amount. Thus, what is he required to do to claim his pension at a reduced rate?
Regards,
Ashish
From India, Calcutta
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He retired in 1999 and has contributed to EPF until that time. He has claimed his PF but not his pension amount. Thus, what is he required to do to claim his pension at a reduced rate?
Regards,
Ashish
From India, Calcutta
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Dear Ashish, Then your father can use Form 10D, along with required documents. I am enclosing the Form 10D S.Sethupathy, Erode.
From India, Selam
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From India, Selam
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Dear , Thank u for your support, but i knew that Form 10 D ia required for persons who are expired , or it is used by caliming pension, Kindly Clarify regards ashish
From India, Calcutta
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From India, Calcutta
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Dear Ashish, Please mark a tick in the first box under member pension. this form can be used for claiming member pension also. S.Sethupathy,
From India, Selam
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From India, Selam
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Dear Ashish Ji,
Please follow the guidance of Shri S. Sethupathy Ji. Use form 10-D only.
I also request the seniors to please tell us which one is more beneficial - reduced pension (eligible from any date now) or superannuation pension (eligible after completion of 58 years of age), in your father's case.
From India, Pune
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Please follow the guidance of Shri S. Sethupathy Ji. Use form 10-D only.
I also request the seniors to please tell us which one is more beneficial - reduced pension (eligible from any date now) or superannuation pension (eligible after completion of 58 years of age), in your father's case.
From India, Pune
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Dear Shyam Agrawal,
The early pension or reduced pension will be started only after the age of 50. The pension amount will be reduced by 4% progressively for every year short of 58 years of age. It is advisable to opt for superannuated pension rather than a reduced pension. You can try this website for the calculation of pension and reduced pension:
[Calculate your pension and Withdrawal Benefit](http://www.epfkerala.in/calcpenwb.html)
S. Sethupathy, Excellent HR Services, Erode.
From India, Selam
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The early pension or reduced pension will be started only after the age of 50. The pension amount will be reduced by 4% progressively for every year short of 58 years of age. It is advisable to opt for superannuated pension rather than a reduced pension. You can try this website for the calculation of pension and reduced pension:
[Calculate your pension and Withdrawal Benefit](http://www.epfkerala.in/calcpenwb.html)
S. Sethupathy, Excellent HR Services, Erode.
From India, Selam
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Dear Sethupathy,
Can you let me know if I have contributed to PF for 3 years? I am leaving this company and moving forward. In my new company, they don't have PF. What do you suggest I do to withdraw the total EPF? Can I benefit from a pension after I turn 50 or 58 years old as in the above case?
Thanks,
Shiv
From India, Gurgaon
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Can you let me know if I have contributed to PF for 3 years? I am leaving this company and moving forward. In my new company, they don't have PF. What do you suggest I do to withdraw the total EPF? Can I benefit from a pension after I turn 50 or 58 years old as in the above case?
Thanks,
Shiv
From India, Gurgaon
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Dear Shiv,
You can withdraw your EPF account fully and opt for a Scheme Certificate for the EPS amount. In later years, if you join a company where PF is in operation, you can surrender your Scheme Certificate and serve for an additional 7 years to be eligible for a pension.
S. Sethupathy, Erode.
From India, Selam
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You can withdraw your EPF account fully and opt for a Scheme Certificate for the EPS amount. In later years, if you join a company where PF is in operation, you can surrender your Scheme Certificate and serve for an additional 7 years to be eligible for a pension.
S. Sethupathy, Erode.
From India, Selam
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