For employees with gross greater than 21000 employers have to give medical health policy to the employee i want to know that the employer has to give the policy to only to the employee or his family in addition is mandatory or not for the employer?
From India, Lucknow
From India, Lucknow
Hi
For Employees not covered under ESI, Employer may provide them free Mediclaim policy either individually or as a family purely at their discretion. It is not mandatory. It is just an Employee welfare.
From India, Madras
943For Employees not covered under ESI, Employer may provide them free Mediclaim policy either individually or as a family purely at their discretion. It is not mandatory. It is just an Employee welfare.
From India, Madras
there is no specific legal requirement under Indian labor laws that mandates employers to provide a medical health policy to their employees or their family members, regardless of the employee's gross salary.
The Employee State Insurance Act, 1948, provides for a mandatory health insurance scheme called the Employees' State Insurance (ESI) for certain specified employees whose monthly gross salary is up to Rs. 21,000 (as of September 2021). Under the ESI scheme, both the employer and the employee contribute a percentage of the employee's wages to fund the insurance coverage. The ESI scheme covers the employee and their dependent family members for medical benefits.
However, for employees with a gross salary exceeding Rs. 21,000 per month, the employer is not legally required to provide a medical health policy or health insurance. It is at the employer's discretion to offer such benefits as part of the employment package to attract and retain employees. Many employers do provide health insurance coverage as an additional employee benefit, but it is not mandatory under the law.
Please note that labor laws and regulations are subject to change, and it's essential to check for updates or seek legal advice to ensure compliance with the most recent laws and regulations regarding employee benefits and health insurance coverage
The Employee State Insurance Act, 1948, provides for a mandatory health insurance scheme called the Employees' State Insurance (ESI) for certain specified employees whose monthly gross salary is up to Rs. 21,000 (as of September 2021). Under the ESI scheme, both the employer and the employee contribute a percentage of the employee's wages to fund the insurance coverage. The ESI scheme covers the employee and their dependent family members for medical benefits.
However, for employees with a gross salary exceeding Rs. 21,000 per month, the employer is not legally required to provide a medical health policy or health insurance. It is at the employer's discretion to offer such benefits as part of the employment package to attract and retain employees. Many employers do provide health insurance coverage as an additional employee benefit, but it is not mandatory under the law.
Please note that labor laws and regulations are subject to change, and it's essential to check for updates or seek legal advice to ensure compliance with the most recent laws and regulations regarding employee benefits and health insurance coverage
Dear Team,
If your company not accepting above Rs. 21000/- as per ESIC Policy. Then you can go with any Health Group Insurance for the above employees.
Karunakaran Y N
+ WWW.KLPCORPORATESERIVCES.COM
WE WILL PROVIDE AS MEDICAL AND OTHER GENERAL INSURANCES...
From India, Bangalore
If your company not accepting above Rs. 21000/- as per ESIC Policy. Then you can go with any Health Group Insurance for the above employees.
Karunakaran Y N
+ WWW.KLPCORPORATESERIVCES.COM
WE WILL PROVIDE AS MEDICAL AND OTHER GENERAL INSURANCES...
From India, Bangalore
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