Dear Vikash,
Please find below detail information regarding your query,
BENEFITS AT A GLANCE
Benefits Contributory Conditions Duration Rate To Whom Payable
1} a) Sickness Benefit. I.P. Should work for wages for 78 days in the corresponding C.P.(wef 19-9-98). 91 days in any two consecutive B.P. As per S.B.R. Only to the insured person
b) Extended sickness benefit for long term diseases like TB, leprosy, etc. Continuous employment for the period of two years. 124 days which may be extended upto 309 days in specified chronic cases during a period of three yrs. 25% Above S.B.R. Only to the insured person
c) Enhanced sickness benefit (for under-going sterilization operation for family planning) Same as for Benefit (a)above 7 days for vasectomy & 14 days for tubectomy extended in cases of post-coperative complications etc. Twice the S.B.R Only to the insured person
2} Disablement Benefits (employment injury) No Conditons In case of temporary disablement: as long as incapacity lasts & in case of permenant dis-ablement: for life time. a) For temp. Only to disablement the injured 40% above person S.B.R
EXPLANATION: Where more injuries than one are caused by the same accident, the rate of benefit payable under clauses (c) & (d) shall be aggregated but not so in any case as to exceed the FULL RATE and in cases of disablement not covered by clauses (a), (b), (c) & (d) at such rate, not exceeding the FULL RATE, as may be provided in the regulations.
3}Dependent’s Benefit (employment injury) No condition To the WIDOW/S during life time until remarriage.
To the legitimate or adopted SON/S until he attains the age of 18yrs. 3/5 of the FULL RATE, if there are 2 or more widows, the amt. payable to the widows shall be divided equally between the widows.
2/5 of the FULL RATE, if there are 2 or more sons, the amt. payable to the sons shall be divided equally between the sons. Subject to a min of Rs. 14/-