Notice Period Serve

Hi all, I have to resign in nxt month Nov. But as per company policy 3 months notice period mandate to serve..if anyone serve one month notice period thn he will entitled to pay his two months basic salary..in my case in not able to pay two months salary due the financial problems also not able to serve more thn one month notice..pls suggest wht should I do.
Is there any way to reduce my notice period from 3 month to 1 month..

Sorry to sound harsh
If a patient has detected suffering from Cancer, doctor advised for operation but the patient does not have money due to financial problem, what is the solution
If you can answer/reply this query of mine I will be able to answer/reply your query.

Dear Rajan,
Please answer some of my query, firstly are you a confirm employee, if not then you are in no need to serve notice pay. If you are confirm then you have to serve notice pay but according to your appointment letter. If the appointment letter is showing 03 month notice pay the yoy have to serve.
The best thing you can do in this scenario, SWEAT TALK with you HR and your HOD to please relieve you from duty without any notice period.
Thanks

Hello Ranjan,
Even though Saji gave his response with a bit of sarcasm, frankly, he has put his finger on the dot.
But there's one odd thing in your Posting. You mentioned 'I have to resign in nxt month Nov'--what does this mean? Are you expecting an Offer in Nov?
Pl clarify this aspect.
The only way, like Khanolkar mentioned, is to sweet-talk your boss/HR.......BUT here too, it depends a lot on the ACTUAL reason(s) for your resignation. Pl rest assured that HR will see thru your game IF you give false reason(s). And it will also depend on your work-load that needs to be transferred to another employee.....IF it's high, the chances are bleak.
Rgds,
TS

My intention was not to make any sarcasm, but have marked that here (in this forum) few members would like to get shortcut methods in getting rid of their worries.
Members do not EVEN try to convince their HR/Seniors/HOD about their inability to serve the notice period/pay, but want to exit by any means.
Members fail to understand that Forum can give only knowledge, and the right path/way, expecting wrong means is a wrong practice prevailing.
Once again sorry if it has hurt anybody.