Benefits For Died Employee Covered Under ESI Scheme

Dear seniors,

Good afternoon. If an employee dies on the office premises during working hours, what benefits are available for the deceased employee and their family?

The dependents of a deceased employee will receive the following benefits under the ESIC Act:

1. Dependent benefit
2. Funeral expenses.

Please note that the correct spelling is "employee" and "ESIC." Also, ensure there is only one line break between the paragraphs for better readability.

The dependents/legal heirs will be entitled to benefits under the following statutes if the respective statutes are applicable to the employee at the time of his death:

1. ESI Act, 1948
2. Payment of Gratuity Act, 1972
3. Employees' Provident Fund and Miscellaneous Provisions Act, 1952

Please let me know if you require any further assistance or clarification.

Benefits From ESI

Funeral Expenses: An amount of Rs. 10,000/- is payable to the dependents or to the person who performs the last rites from day one of entering insurable employment.

Employees' Deposit Linked Insurance (EDLI) Scheme: On the death of a member, the Family Members or Nominee (whoever has the entitlement to claim the Provident Fund amount) can claim the EDLI Benefit. The maximum amount payable is Rs. 60,000/-. The nominee(s) have to apply in Form-5IF through the Employer. No amount is taken from the Member for this facility. The Employer contributes to this. Average PF Balance, salary, and service are the factors considered for the calculation of this amount. EPF Pension can be applied for: Death while in service by the nominee.

Gratuity: The employer should pay statutory gratuity to the nominee.

Melk M

Dependent benefits are taken care of by the corporation, and they can be complex to learn.

Shrikant

I beg to differ from Mr. Melk. The EDLI compensation amount has been increased to 3.60 lakhs with effect from 01.09.2014. Please go through the following attachment.