Comprehensive Guide on PF Pension and Death Benefits for Legal Heirs

Dear Sir/Madam,

Please explain the procedure for PF pension and the allocation of dues in the event of an employee's death. Who is eligible - parents, wife, and children - to receive benefits like PF pension, etc.?

Regards,
Naresh

In the case of an employee's death, the death certificate and legal heirship certificate issued by the Government Revenue Department are to be obtained by the legal heirs of the deceased employee. PF accumulations are divided equally among all the legal heirs. The payments are made to the individual bank account of the dependents on any bank.

However, the pension amount is payable only to the wife and children (up to 25 years of age) and not to the parents, even though they are dependant. The pension amount is payable only through certain selected scheduled banks, and this selection may vary for each region.

Additionally, the EDLI amount is also payable to the wife and minor children of the deceased employee.

M. Venkatraghavan

Hi Savita,

If the person has four children, in that case, only the two younger children will be eligible for pension.

Thank you.

Dear Sir,

In the case of a senior citizen's death, kindly provide the procedure to transfer the pension amount to the wife of the deceased senior citizen. The legal heirs are the wife and two sons.

Regards,
V. Umashankar

All the children of the deceased employee are eligible for death pension. Initially, the first two children are eligible for death pension until they attain the age of 25 years. As soon as the first child completes 25 years of age, the pension amount payable to that child will be stopped, and it will be paid to the 3rd child until they reach 25 years of age. Once the 2nd child also turns 25, the pension will be paid for the 4th child until they complete 25 years. When all the children have turned 25, the pension for the children will cease, and only the widow's pension will continue to be paid.

In the case of 4 children, the legal heirs' certificate of the deceased employee should include the names and ages of all the children, and the claim should be submitted for all the children at the same time.

In the event of the death of a senior citizen who was already receiving a pension, the spouse is eligible for pension subsequently. A life certificate, certified by the Bank Manager from which the pension is being drawn, must be submitted to the concerned PF office through that Bank.

Regards,

M. Venkatraghavan

Sir,

Thank you very much for such clearance. One more doubt I have: if there are three children in a family below 25 years old and one of them is physically disabled, what procedure will be followed in that case?

Respected Seniors,

I have a query. My old grandmother receives the pension of my grandfather. Last month, she (grandmother) passed away at the age of 77. What is the procedure for pension formalities now? Will this pension be transferred to her legal heir (daughter) who is 55 years old? What documents should be submitted to the bank? Will the pension account in the bank continue or be closed, and will the remaining balance in the account be transferred to the legal heir?

Please reply.

- Pandit Vijay