Dear Vishnu,
Considering her salary, i.e. Rs. 10,000, she comes under the purview of ESI.
Maternity benefit under ESI:
Maternity Benefit (MB): Maternity Benefit for confinement/pregnancy is payable for three months, which is extendable by a further one month on medical advice at the rate of the full wage subject to a contribution for 70 days in the preceding year.
Maternity Benefit is payable to an Insured Woman in the following cases subject to contributory conditions:
- Confinement: payable for a period of 12 weeks (84 days) on the production of Form 21 and 23.
- Miscarriage or Medical Termination of Pregnancy (MTP): payable for 6 weeks (42 days) from the date following the miscarriage on the basis of Form 20 and 23.
- Sickness arising out of Pregnancy, Confinement, Premature birth: payable for a period not exceeding one month on the basis of Forms 8, 10, and 9.
- In the event of the death of the Insured Woman during confinement, leaving behind a child, Maternity Benefit is payable to her nominee on the production of Form 24 (B).
The maternity benefit rate is 100% of the average daily wages.
Hope this clarifies.
For any further clarification, feel free to write or discuss.