For those who are not covered under ESI and for those who are not eligible for the benefit under ESI, the employer is liable to pay the Maternity Benefit under the provisions of the State Maternity Benefit act, 1961. The relevant provisions of Section 5A and 5B are reproduced below. If the employer refuses to pay, the matter can be brought to the notice of the Inspector of Factories/Labour Commissioner for redressal.
Extracts from the Maternity Benefit Act:
5A. Continuance of payment of maternity benefit in certain cases.- Every woman entitled to the payment of maternity benefit under this Act shall, notwithstanding the application of the Employees' State Insurance Act, 1948 (34 of 1948), to the factory or other establishment in which she is employed, continue to be so entitled until she becomes qualified to claim maternity benefit under section 50 of that Act.
5B. Payment of maternity benefit in certain cases.- Every woman-- (a) who is employed in a factory or other establishment to which the provisions of the Employees' State Insurance Act, 1948 (34 of 1948), apply; (b) whose wages (excluding remuneration for overtime work) for a month exceed the amount specified in sub-clause (b) of clause (9) of section 2 of that Act; and
(c) who fulfils the conditions specified in sub-section (2) of section 5, shall be entitled to the payment of maternity benefit under this Act.