Rate Of Interest For Pf Account - Xls Download

mridula.parihar
Hi All,
I have to enquire about PF interest Rate. Can anyone please tell me whats the annual rate of interest for a PF account.
G1976
EPF interest rate remains unchanged at 8.5% for 2009. Kindly refer link.
EPF interest rate remains unchanged at 8.5%-Savings News-Savings Centre-Personal Finance-The Economic Times
Thanks,
GK
shils37
Hi,

The PF contribution is 12% of Basic salary from both employee and employer. For the calculation the maximum limit of Basic is Rs 6500/-. It means even if the employee's basic salary is above Rs 6500/- the employer is liable to contribute only on Rs 6500/-, that is Rs 780.
However if an employee so desires he may voluntarily contribute more than 12%. Apart from it an employer also has to pay some administration charges. I explain you the various accounts of PF challan.

A/c No 1: PF contribution Account
A/c No 2: PF Admin account
A/c No 10: EPS account
A/c No 21: EDLIS account
A/c No 22: EDLIS admin account

PF admin charge = Employer has to pay 1.1 % of basic
EDLIS: Employer has to pay 0.5% of basic
EDLIS admin charge:Employer has to pay 0.01% of basic

Total additional percentage employer has to pay: 1.61% of basic

So employer has actually to pay 13.61 % of Basic and employee has to pay only 12% of basic.

Employees complete 12% goes to PF account to with draw, while employer contributions' 8.33% goes to Pension fund and 3.67% goes to PF fund.

Hope that helps!
Regards,
Shilpa
Dr.G.P.Kimothi
The gentle man ask you, what is the interest rate of PF Iprovident fund) account, not contribution of PF.
Dr.G.P.Kimothi
At present time 8%
1140283]
Hi All,
I have to enquire about PF interest Rate. Can anyone please tell me whats the annual rate of interest for a PF account.[/QUOTE]
seahorse
[/QUOTE]
Hai,
PF Annual interest may vary from year to year and that will be decided by the Central Government. This year i.e., for 2009 - 2010 the interest rate will be 8.5%.
P. Karunakaran
Ravster
Hi Shilpa!
Thanks for the information..
I was asked this question in my interview, what are the administrative charges for provident fund.. I could not answer, but now I know after reading your post..
Thanks
Ravi
anjireddy
Dear Friend,
As per Annual Account Statement interest rate for the year of 2009-2010 is 8.5%.
with regards
naresh
swati18
Hi please tell me the bi frication of 12% PF employer contribution .
pension is 8.33%
Admin- 1.61
PF- 2.06
Am i right...
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