Dear Sandeep,
The reason is if you go for sales of financial products or pharma products, you need knowledge of that particular product. Why is IRDA training given to anyone? It's because knowledge of various policies is required to sell that particular product. For pharma, you may have seen B.Pharma, D. Pharma, B.Sc. graduates preferred because of their knowledge.
You need to understand one more thing: sales and marketing are two different fields. Sales is a part of marketing. Marketing is a very vast field; it includes everything from sales, telesales, advertising, etc.
In insurance or other financial product selling, the target is sales, the same in pharma sales, revenue generation. In insurance, you make agents; in pharma, you contact distributors.
In both manners, you are generating sales of your product that gives revenue to your company.
So in FMCG, you need to do marketing, make distributors, introduce your product into the market, make people or targeted media aware of your product or services. In FMCG, you are not selling; you are marketing the product up to some extent, in telecom also.
But it's your misconception regarding telecom, pharma, and insurance. Many of my friends change their jobs from finance to telecom. Yes, it's true, FMCG is a bit different because revenue generation idea is different there.
One thing I would like to say to Mr. Partha Sarthy, being an Indian National, it hurts us to listen to anything wrong about our country. So, sir, please mind your language from next time, don't say anything wrong about anyone's country because it directly hurts our sentiments and love toward our country. Let me tell you, one of my uncles holds a very good position in a reputed software company in the US. When anyone asks him about his success, he simply says it's all because of my country, my nation, India, who made me able to have this position today.
And Asha, for you, "Kuch Bhi DIL PE MAT LE YAAR."
Regards,
Shine