Esi Coverage After Exceeding Salary Limit. - PDF Download

sethupathy
Dear Varghese Mathew,

This benefit is extended to IP and his/her spouse under the following conditions only:

"An insured person who leaves the insurable employment upon attaining the age of superannuation, retires under a voluntary Retirement Scheme, or takes premature retirement, after being an insured person for not less than 5 years, shall be eligible to receive medical benefits for himself and his spouse subject to the production of proof thereof, and payment of a nominal contribution of rupees one hundred and twenty for one year. In case the insured person expires, his spouse is entitled to the medical benefit for the remaining period for which the contribution was made, and she can continue to receive the medical benefit on payment of the contribution @ 120/p.a. for a further period.

This medical benefit is also admissible to an insured person who ceases to be in employment on account of permanent disablement caused due to employment injury for himself and his spouse on payment of a similar contribution until the date on which he would have vacated the employment on attaining the age of superannuation, had he not sustained such permanent disablement."

With Warm Regards,

S. Sethupathy

Excellent HR Services, Erode
rajesh-verma1
Hi Sir,

My father has retired from a firm and is currently availing the benefits of ESI for retired persons. We are planning for his hernia operation under an ESI-listed hospital. Could anyone guide us on the detailed benefits of ESI for retired individuals? Please advise us.

Regards,
Rajesh Verma
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